The Living Reserve Study ®
Helping communities and clubs protect, maintain, and plan for the future of their property.
IN GOOD COMPANYTrusted by the people who care for communities.
Not another report.
A whole new perspective.
Your assets, financials, and capital projects.
Finally in the same conversation.
Every component. Every detail. All connected.
Map your property’s assets, attach photos and records, and keep replacement costs, useful lives, and financial codes in one accessible inventory.
Discover the platform
Room to explore.
Clarity to decide.
Compare funding approaches before your board commits. Understand the relationship between project timing, contributions, and your community’s long-term plan.
See it in actionSee the impact.
Before you decide.
Explore a concept, not a financial forecast. Sample paths only.
Your financial tools.
Working in harmony.
Connect your reserve plan with the accounting systems you already use.
Manage your entire reserve study inventory—clearly and completely
Track every component, cost, and detail in one place. Map locations, attach docs, link financials, and generate reports—accessible anytime, even on mobile.
Log full asset details
Store specs, suppliers, files, photos, and historical notes in one place.
Visualize with precision
Map components to exact locations and organize by property zones.
Tie to financials
Connect each asset to GL codes, replacement schedules, and cost forecasts.
Stay mobile and report-ready
View on the go, surface key notes in reports, and export complete inventories anytime.
Ditch the Spreadsheets
The Living Reserve Study® is a living document that can be updated in real-time to guarantee accuracy and success because it never goes out of date.
Manage Your Projects
Track what needs to be done, how much it will cost, and when it needs to be completed, over a forecasted length of time.
Fully Integrated
No need to cross reference between your reserve study, your spreadsheets and your financials. It’s all connected and at your fingertips!
Reserve planning that fits your community
Forecast long-term costs, test funding strategies, and spot gaps early—so you’re always one step ahead.
Project 30-year expenses
Plan ahead to prevent reserve shortfalls.
Filter and focus
View by category, property phase, or time horizon.
Model smart funding
Build custom plans, phase projects, and test scenarios.
Stay financially sharp
Track CD/bond timing and preview budget impacts in real time.
Creating Your Financial Plan
Stay informed. Stay prepared. And never get caught off-guard.
- 01
Start with Capital Plan
We'll implement an onsite Captial Reserve Study to build the recommended baseline.
- 02
Align with Board Goals
Adjust the long-term plan to reflect board-defined priorities.
- 03
Test with a Sandbox
Adjust the long-term plan to reflect board-defined priorities.
- 04
Compare Scenarios
Evaluate up to 5 funding options to fine-tune contributions.
- 05
Share the Report
Generate your Annual Financial Health Report for members.
CapEx tracking that stays aligned with your reserve study
Track every project from bid to closeout—linked to your reserve plan, budget, and board-ready reports.
Monitor progress easily
See status, phases, and payment history at a glance.
Connect the dots
Link projects to components, GL codes, and reserve allocations.
Keep documents in one place
Upload bids, specs, contracts, photos, and invoices.
Standardize and scale
Use templates to track future projects with consistency.
Unlimited Projects
Create projects for maintenance, component replacements, or capital improvements – all integrated with your reserve study.
Track Real-time Progress
Compare actuals to what was planned in the reserve study to track variances in costs, budget, and project completion time.
Stays with the Component
Projects are visible in the component inventory so when a component requires action, the complete history is at your fingertips.
Learn more
Everything you need to know about reserve studies, percent funded, special assessments, capital planning, and state compliance — in plain language.
Hear what they say.
Hear from leaders who have transformed their financial health with SmartProperty
Now we have the tools to have a tangible anticipated replacement list that evolves so you would know projects coming up whereas before people were just using their own judgement. It’s a great tool to educate the rest of the association about why a component is scheduled for replacement, which helps with teaching or convincing owners.
Today, over a half-million homes use the Living Reserve Study.
Ready to get started?
Simplify operations, boost engagement, and manage smarter with SmartProperty.