The Living Reserve Study®
Helping communities and clubs protect, maintain, and plan for the future of their property.
Trusted by Industry Leaders
Reserve Component Inventory Control
Manage your entire reserve study inventory—clearly and completely
Track every component, cost, and detail in one place. Map locations, attach docs, link financials, and generate reports—accessible anytime, even on mobile.
Log full asset details
Store specs, suppliers, files, photos, and historical notes in one place.
Visualize with precision
Map components to exact locations and organize by property zones.
Tie to financials
Connect each asset to GL codes, replacement schedules, and cost forecasts.
Stay mobile and report-ready
View on the go, surface key notes in reports, and export complete inventories anytime.
Ditch the Spreadsheets
The Living Reserve Study® is a living document that can be updated in real-time to guarantee accuracy and success because it never goes out of date.
Manage Your Projects
Track what needs to be done, how much it will cost, and when it needs to be completed, over a forecasted length of time.
Fully Integrated
No need to cross reference between your reserve study, your spreadsheets and your financials. It’s all connected and at your fingertips!
Hear what they say
Hear from leaders who have transformed their financial health with SmartProperty
Homeowner Education
"Now we have the tools to have a tangible anticipated replacement list that evolves so you would know projects coming up whereas before people were just using their own judgement. It's a great tool to educate the rest of the association about why a component is scheduled for replacement, which helps with teaching or convincing owners."
Ahead of the Curve
"SmartProperty is ahead of the curve in addressing what we believe will be a change in the market."
Capital Planning & Analysis
Reserve planning that fits your community
Forecast long-term costs, test funding strategies, and spot gaps early—so you’re always one step ahead.
Project 30-year expenses
Plan ahead to prevent reserve shortfalls.
Filter and focus
View by category, property phase, or time horizon.
Model smart funding
Build custom plans, phase projects, and test scenarios.
Stay financially sharp
Track CD/bond timing and preview budget impacts in real time.
Creating Your Financial Plan
Stay informed. Stay prepared. And never get caught off-guard.
Start with Capital Plan
Use your capital reserve study to build the recommended baseline.
Align with Board Goals
Adjust the long-term plan to reflect board-defined priorities.
Test with a Sandbox
Adjust the long-term plan to reflect board-defined priorities.
Compare Scenarios
Evaluate up to 5 funding options to fine-tune contributions.
Share the Report
Generate your Annual Financial Health Report for members.
Hear what they say
Hear from leaders who have transformed their financial health with SmartProperty
Saves Time
"SmartProperty is allowing me to conduct "what if" analysis on our Reserve study in real time, without the clumsy old process of submitting marked up reports and waiting for a response. I was able to evaluate all my proposed changes in a day, rather than a couple of weeks!"
Builds Confidence
"SmartProperty allowed us to look at the association's expenses and budget as a whole.With SmartProperty I was able to run scenarios myself, see all the component costs, and really pinpoint the best allocations for the community, In 20 years of working in the industry, I have never been more confident with what's in my reserve study."
Capital Project Tracking Tools
CapEx tracking that stays aligned with your reserve study
Track every project from bid to closeout—linked to your reserve plan, budget, and board-ready reports.
Monitor progress easily
See status, phases, and payment history at a glance.
Connect the dots
Link projects to components, GL codes, and reserve allocations.
Keep documents in one place
Upload bids, specs, contracts, photos, and invoices.
Standardize and scale
Use templates to track future projects with consistency.
Unlimited Projects
Create projects for maintenance, component replacements, or capital improvements – all integrated with your reserve study.
Track Real-time Progress
Compare actuals to what was planned in the reserve study to track variances in costs, budget, and project completion time.
Stays with the Component
Projects are visible in the component inventory so when a component requires action, the complete history is at your fingertips.
Hear what they say
Hear from leaders who have transformed their financial health with SmartProperty
Keep Everybody on the Same Page
"Before SmartProperty, the amount of time and communication it would take to complete a project was endless. Now, with SmartProperty, I can give access to my vendors or contractors to update components in real-time when applicable. With the ability to upload photos or files of work orders or service requests, I can keep track of all the moving parts within my project at the touch of a button whenever I need to."
Stay on Track
"Staying on top of projects in spreadsheets used to be overwhelming. Not anymore. I love usingSmartProperty's project tracking tool because it helps track invoices and payments and matches them to the reserves. It makes sure the contract is being followed and the budget stays on track."
Today, over a half-million homes are covered by SmartProperty.
Living Reserve Studies
Repair and Replace Assets Tracked
Reserves Funding Capital Needs
Anticipated Capital Expenditures
Ready to get started
Simplify operations, boost engagement, and manage smarter with SmartProperty.